East Africa's ChamaBooks platform
The Leading Chama, Group & SACCO
Management SaaS in East Africa
We make the world of group finance approachable for anyone by combining East African market expertise, user-friendliness, and dedication to provide a first-class customer experience.
Live Group Overview
ChamaBooks Dashboard
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Total Members
KES 0
Total Savings
KES 0M
Active Loans
Savings Goal
Built for clarity
Powerful Features for Seamless Management
Everything your group needs to move from paper to digital authority.
M-Pesa Integration
Seamlessly pay contributions, fees, and loan repayments via M-Pesa. Automated reconciliation saves administrators hours of manual work.
Read MoreSavings Tracking
Real-time records of monthly savings, shares, arrears, and individual member balances with automated statement generation.
Read MoreLoan Management
End-to-end loan tracking: applications, guarantors, interest rates, penalties, and automated repayment reminders.
Read MoreMember Portal
Every member gets a secure login to view their balances, download statements, apply for loans, and update their profiles.
Read MoreWelfare Management
Specialized module to track welfare contributions, manage beneficiary claims, and oversee fund disbursements transparently.
Read MoreFinancial Reports
Instant savings reports, loan books, and income/expense summaries exportable to professional PDF or Excel formats.
Read MoreSimple to launch
Onboarding Process
We provide a structured and supportive transition to digitizing your group. From initial consultation to full system mastery, Frostwood is with you at every step.
Step 01
Consultation
Frostwood studies your group structure, contribution model, and loan rules.
Step 02
System Setup
We configure the system with your group name, members, and M-Pesa setup.
Step 03
Member Onboarding
Members receive login access and guidance on how to view statements.
Step 04
Go Live & Support
Your group starts using the system, while Frostwood provides training.
Plans that scale
Transparent Pricing Packages
Choose the best plan for your group's size and needs.
- Savings tracking
- Member records
- Basic reports
- Member portal
- Email support
- Everything in Starter
- Loan management
- Welfare fund
- M-Pesa support
- SMS reminders
- WhatsApp support
- Everything in Growth
- Role-based access
- Audit logs
- AGM reports
- Custom branding
- Priority support
- Dedicated subdomain
- White-label option
- API integration
- Advanced reporting
- Training sessions
- Account manager
Frequently Asked Questions
Next step
Ready to Digitize Your Chama or SACCO?
Join 100+ groups across East Africa who have moved from manual records to a secure, transparent, and professional digital management system.
