Nairobi, Kenya
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East Africa's ChamaBooks platform

The Leading Chama, Group & SACCO
Management SaaS in East Africa

We make the world of group finance approachable for anyone by combining East African market expertise, user-friendliness, and dedication to provide a first-class customer experience.

Savings intelligence
Loan precision

Built for clarity

Powerful Features for Seamless Management

Everything your group needs to move from paper to digital authority.

01

M-Pesa Integration

Seamlessly pay contributions, fees, and loan repayments via M-Pesa. Automated reconciliation saves administrators hours of manual work.

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02

Savings Tracking

Real-time records of monthly savings, shares, arrears, and individual member balances with automated statement generation.

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03

Loan Management

End-to-end loan tracking: applications, guarantors, interest rates, penalties, and automated repayment reminders.

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04

Member Portal

Every member gets a secure login to view their balances, download statements, apply for loans, and update their profiles.

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05

Welfare Management

Specialized module to track welfare contributions, manage beneficiary claims, and oversee fund disbursements transparently.

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06

Financial Reports

Instant savings reports, loan books, and income/expense summaries exportable to professional PDF or Excel formats.

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Simple to launch

Onboarding Process

We provide a structured and supportive transition to digitizing your group. From initial consultation to full system mastery, Frostwood is with you at every step.

Step 01

Consultation

Frostwood studies your group structure, contribution model, and loan rules.

Step 02

System Setup

We configure the system with your group name, members, and M-Pesa setup.

Step 03

Member Onboarding

Members receive login access and guidance on how to view statements.

Step 04

Go Live & Support

Your group starts using the system, while Frostwood provides training.

Plans that scale

Transparent Pricing Packages

Choose the best plan for your group's size and needs.

Starter
KES 1,500
per month
Up to 50 members
  • Savings tracking
  • Member records
  • Basic reports
  • Member portal
  • Email support
MOST POPULAR
Growth
KES 3,500
per month
Up to 250 members
  • Everything in Starter
  • Loan management
  • Welfare fund
  • M-Pesa support
  • SMS reminders
  • WhatsApp support
Pro
KES 7,500
per month
Up to 1,000 members
  • Everything in Growth
  • Role-based access
  • Audit logs
  • AGM reports
  • Custom branding
  • Priority support
Enterprise
KES 18,000
per month
Unlimited members
  • Dedicated subdomain
  • White-label option
  • API integration
  • Advanced reporting
  • Training sessions
  • Account manager

Frequently Asked Questions

Next step

Ready to Digitize Your Chama or SACCO?

Join 100+ groups across East Africa who have moved from manual records to a secure, transparent, and professional digital management system.

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Digital strategy session for a Kenyan Chama
Growth Focused