Nairobi, Kenya
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Frostwood Digital Global

Savings Tracking Software for Chamas, SACCOs and Table Banking Groups

Savings are the foundation of every group. Frostwood’s Savings Tracking module helps groups maintain clean, organized, and transparent records of member contributions. It gives officials a central dashboard for tracking deposits, shares, and balances.

The Problem: Savings Tracking Challenges

When contributions are tracked manually using notebooks or WhatsApp, errors easily occur. Members may disagree about what they have paid, and treasurers spend hours updating records for meetings.

Why Kenyan Groups Trust ChamaBooks for Savings Tracking

Eliminates disputes over payment history
Improves financial discipline within the group
Saves time during monthly or weekly meetings
Supports professional reporting for AGMs
Provides clear data for dividend distribution
Savings Tracking
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How Savings Tracking Integration Works

1

Establishment of contribution rules (amounts, frequency, and deadlines).

2

Recording of deposits via M-Pesa or manual entry for bank transfers.

3

Automatic calculation of member shares and total group capital.

4

Real-time visibility of arrears and overdue payments.

5

Self-service access for members to check their balance anytime.

Member Profiles

Dedicated history for every member showing every shilling contributed.

Arrears Management

Automatically identify and notify members who have missed deadlines.

Share Tracking

For SACCOs, track member shares and investment capital separately from liquid savings.

Automated Statements

Generate PDF statements for members to download or print.

Savings Tracking Capabilities

Multiple savings categories support
Historical data import from Excel
Penalty and fine calculation engine
Treasurer-only edit permissions

Bank-Grade Security

ChamaBooks ensures that all savings data is backed up daily in the cloud. Access is restricted via role-based permissions, ensuring only authorized officials can modify records.

Frequently Asked Questions

Ready for Better Group Management?

Deploy ChamaBooks Savings Tracking tools to build a transparent and scalable group financial system.

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